Attention homeowners in Suttons Bay and Leelanau County: Need an appraisal?

The top 7 reasons why MI homeowners hire Faith A Tanner-Real Estate Appraiser LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a MI property tax assessment
  3. To cut their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a MI divorce, when real estate property needs to be divided
  7. To settle an estate in MI by determining the true market value of real estate in question

Need help determining the price of your house in or near Suttons Bay, MI?
Contact Faith A Tanner-Real Estate Appraiser LLC.

We at Faith A Tanner-Real Estate Appraiser LLC understand the special needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Faith A Tanner-Real Estate Appraiser LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Faith A Tanner-Real Estate Appraiser LLC, we're experienced in helping folks just like you remove unnecessary PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Faith A Tanner-Real Estate Appraiser LLC is your #1 weapon.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Faith A Tanner-Real Estate Appraiser LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Faith A Tanner-Real Estate Appraiser LLC can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.